Cookie Policy
Effective date: August 9, 2026 · Applies to divvy-apply.com
1. What are cookies
Cookies are small text files stored on your device when you visit a website. They help the site remember your preferences, keep it secure, and understand how content performs. Similar technologies include local storage and pixel tags; we refer to all of them as "cookies" in this policy.
2. Consent
When you first visit this site, a cookie banner asks for your choice. Selecting Accept all enables both essential and optional cookies. Selecting Essential only enables only the cookies strictly required for the site to function. Your choice is stored locally on your device and can be changed at any time by clearing the site data for divvy-apply.com in your browser, which will make the banner reappear.
3. Cookies we use
| Category | Purpose | Typical lifetime | Required |
|---|---|---|---|
| Essential — consent state | Stores your cookie choice so the banner is not shown again. | 12 months | Yes |
| Essential — security & delivery | Keeps the site available and protected (load balancing, abuse prevention). | Session | Yes |
| Analytics — measurement | Aggregated statistics about which guides are read, used to improve content. No advertising profiling. | Up to 13 months | No — only after "Accept all" |
| Advertising measurement | If you arrive via a Microsoft (Bing) ad campaign, conversion measurement cookies may be used as described in our Advertising Policy. | Up to 90 days | No — only after "Accept all" |
4. Third-party cookies
We keep third parties to a minimum. If analytics or advertising measurement is active, those providers may set their own cookies under the consent you gave. Providers are contractually required to process data only for the purposes described here. This site does not embed social media trackers.
5. Managing cookies in your browser
All major browsers let you block or delete cookies: see the settings of Chrome, Edge, Firefox, or Safari. Blocking essential cookies may impair basic site functions such as remembering your consent choice.
6. Changes to this policy
We may update this policy as the site evolves. Material changes will be reflected in the effective date above and, where appropriate, communicated through the cookie banner.
7. Contact
Questions about cookies on this site can be sent to privacy@divvy-apply.com. For the broader handling of personal data, see our Privacy Policy.
This site is an independent informational guide. It does not process payments or hold financial account data, and no cookies on this site carry financial information.